Business High-Yield Savings Accounts (HYSA)

Our new High-Yield Savings Account (HYSA) empowers you to grow your savings faster—safely, securely, and with the personal service you expect from us. Whether you’re planning for the future, building an emergency fund, or simply looking for a smarter way to save, a HYSA gives your savings the boost they deserve.

• Enjoy a significantly higher dividend rate compared to a standard savings account—helping your balance grow faster without added risk.
• 20X the national average on savings accounts
• Whether you’re saving for travel, education, or simply building a stronger financial foundation, your HYSA keeps you on track.

Business Basic Checking

The Business Basic Checking is ideal for managing day-to-day business finances with ease and flexibility.

• Up to $5,000 in Cash/Coin Deposit/Withdrawal Free per month
• Business Remote Deposit Capture
• Complimentary Business VISA® Debit Card with access to over 45,000 ATM locations
• Access to your account via over 5,000 shared branching credit union locations nationwide
• Free Night Drop facility at our Georgia & Alabama locations
• Domestic and International Wire Transfer facility available
• Business Bill Pay offers convenient features like payroll direct deposit, tax payments, and multi-user access—all designed for your business needs

Business Advantage Account

Running a business takes time and energy, and your banking should not add to the workload. PFCU’s Business Advantage Account gives you unlimited check, ACH, debit, and teller transactions, all for one simple monthly fee.

• No minimum balance requirement
• Complimentary Business VISA® Debit Card with access to over 45,000 ATM locations
• Access to your account via over 5,000 shared branching credit union locations nationwide
• Complimentary cash/coin deposits & withdrawals combined for up to $50,000
• Complimentary Night Drop facility at our Georgia & Alabama locations
• Business Bill Pay offers convenient features like payroll direct deposit, tax payments, and multi-user access—all designed for your business needs

Limited Check Cashing Account

PFCU’s Limited Check Cashing Account supports businesses handling third-party checks, with unlimited transactions and specialized deposit options for streamlined operations.

• No security deposit required as the third-party check face amount for this account is less than $1,000
• Complimentary Business VISA® Debit Card with access to over 45,000 ATM locations
• Access to your account via over 5,000 shared branching credit union locations nationwide
• Business Remote Deposit Capture
• Complimentary Night Drop facility at our Georgia & Alabama locations
• Business Bill Pay offers convenient features like payroll direct deposit, tax payments, and multi-user access—all designed for your business needs

ITF Georgia COAM Account

The ITF Georgia COAM Account offers unlimited check, ACH, and teller transactions—ideal for lottery retailers.

• Access to your account via over 5,000 shared branching credit union locations nationwide
• Complimentary Night Drop facility at our Georgia & Alabama locations
• Up to $20,000 in Cash/Coin Deposit/Withdrawal included per month

Business CD

Platinum FCU’s Business Certificate Accounts offer fixed returns, flexible terms from 6 to 60 months, and competitive rates for secure, predictable growth.

• Short-Term Certificate: For business members wanting a quick return on their investment, generally payable or reaching maturity within a relatively brief time, usually less than one year.
• Long-Term Certificate: For business members wanting to invest their money for longer than one year, generally receiving a higher rate of return.
• There is an early termination fee if you choose to withdraw funds before maturity.